Financial Planning Service in Willetton
At Retire Ready Wealth Management, financial planning is more than just numbers.
It’s about knowing and working with you, to help you retire happy and financially secure.
Although some clients just want help with specific parts of their finances, others prefer us to examine multiple areas, so we can provide them with a detailed financial plan.
Areas that we commonly address:
- Superannuation, what to invest in, consolidating funds and Salary Sacrificing;
- Retirement planning, Transition to Retirement (TTR), Account Based Pensions, Annuities, Aged & DVA Pensions;
- Insurance – What type & how much do I need (Life, TPD, Income Protection & Trauma cover), can I pay for insurance using my Super;
- Self-Managed Super Funds, set up, investing, borrowing for property, etc;
- Investments other than Superannuation – what are the options, Investment Strategy, children’s education funds;
- And lots more……
What to expect
Initial contact – a quick chat
When we first speak to you, it’s an opportunity for us to have a brief discussion about your needs It also lets us answer your questions about our services. If we both feel that working together may make sense, then we will schedule a complimentary first meeting for you.
First meeting – Meet & Greet
The purpose of the initial discussions is to gain better understanding of your objectives, financial situation and needs, as well as determine if we are the right people to help you. The meeting can be in our home-office in Willetton or at your place.
If we believe we can help, we will let you know our costs to provide the recommended advice.
Once everything is agreed to, we then start compiling the necessary information to start work on your advice.
Analysis & Strategic Planning – The Boring Stuff
The purpose of the initial discussions is for us to gain better understanding of your objectives, financial situation and needs, as well as determine if we are the right people to assist you.
If we believe we can help, then we will let you know our costs to provide the recommended advice.
Once everything is agreed to, we will start compiling the necessary information to start work on your advice.
Plan Formulation – It’s all about you
This is where we bring everything together. Our advice will be designed to specifically address your Objectives, Financial Situation, and Needs.
At this meeting, we will present and explain the advice we have prepared for you. It sets out in detail all our recommendations, including the reasons for them, plus our fees and any benefits we may receive.
Implementation – the paperwork, etc…
Our involvement doesn’t finish with just advice, if required, we can help you complete all the paperwork, as well as manage the process, to set everything up e.g. insurance applications, superfund rollovers, pension application and so on.